qalitAI

Providing AI Validation & AI-enabled cash flow underwriting to increase your lending opportunities in a fair, compliance-ready way

“AI should not grade its own homework.”

AI offers significant advancements for banking, underwriting, and credit analysis, yet risks continuing financial exclusion and continues to demand robust oversight. Without careful control, AI can amplify inequalities, causing instability and unfairness.

Key problems include bias in algorithms, lack of transparency, regulatory compliance challenges, and potential harm to vulnerable populations.

Financial Exclusion

…correlates with Credit History in the U.S. (adults):

Credit Invisible

0 M

Credit Unscorable

0 M

Subprime

0 M

Credit Excluded %

0 %

…and with Financial Literacy & Digital Exclusion in the EU:

Unbanked

0 M

Lack Financial Literacy

0 %

digitally disconnected

0 M

Using qalitAI’s alternative approach to Credit Risk modeling can dramatically increase your lending opportunities.

QUESTIONS?

Whether you’re curious about service features, engaging in a challenger model, or even press content, we’re here to answer any questions.